Welcome to SterlingVault AI. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and SterlingVault AI ("Company", "we", "us", or "our"), governing your access to and use of our website, algorithmic trading tools, analytical applications, software solutions, and related services (collectively, the "Platform").

By registering for an account, accessing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not accept these Terms in full, you must immediately cease accessing and using the Platform.

Notice Concerning Financial Activities: SterlingVault AI provides software and automated computational execution tools. SterlingVault AI is not an investment firm, bank, broker-dealer, financial intermediary, or custodian. We do not provide regulated investment, financial, tax, or legal advice.

1. Eligibility and User Representation

To use SterlingVault AI, you must satisfy the following legal criteria:

  • You are at least eighteen (18) years of age or have attained the legal age of majority in your jurisdiction.
  • You possess the legal capacity to enter into a binding contractual relationship under applicable law.
  • You are not a citizen, resident, or entity registered in any sanctioned or restricted territory under the laws of the United Kingdom, the European Union, the United States, or the United Nations.
  • Your use of algorithmic trading software complies with all local statutes, administrative regulations, and exchange rules applicable to your jurisdiction.

2. Nature of the Service and Software Delivery

SterlingVault AI offers algorithmic trading engines, mathematical signal processing, data visualization, and automated connectivity to third-party digital asset exchanges via user-provided Application Programming Interface (API) credentials. You expressly understand that:

  • Non-Custodial Architecture: SterlingVault AI never retains, transfers, or holds custody of your underlying fiat currency or digital assets. Your assets remain at all times in accounts maintained directly by you on third-party exchanges.
  • Automated Execution: Any automated orders executed through the Platform are generated pursuant to user-selected configurations, strategy presets, and algorithmic mathematical rules.
  • No Guaranteed Outcomes: Algorithmic performance, simulated backtests, and quantitative models are strictly for educational and analytical purposes. Past performance is never an indicator of future results.

3. Account Security and API Keys

When connecting your third-party exchange accounts to SterlingVault AI, you must create restricted-permission API keys. You agree not to provide API credentials with withdrawal permissions enabled. You are entirely responsible for:

  • Maintaining the confidentiality of your login credentials and authentication mechanisms.
  • All activities, trading orders, and account changes executed through your account.
  • Notifying SterlingVault AI immediately if you suspect unauthorized access or security breaches.

4. Prohibited Conduct

Users must not engage in any activity that undermines the platform's stability, security, or regulatory compliance. Prohibited activities include, but are not limited to:

  • Reverse engineering, decompiling, or copying the source code, predictive models, or algorithms of SterlingVault AI.
  • Deploying malicious code, automated scraping bots, denial-of-service vectors, or automated vulnerability scanners.
  • Using the Platform to facilitate market manipulation, wash trading, front-running, layering, spoofing, money laundering, or illegal transaction concealment.
  • Sharing or re-licensing your account credentials to unauthorized third parties.

5. Intellectual Property Rights

All intellectual property rights in the Platform, including proprietary algorithms, user interface designs, visual motifs, documentation, logos, and software code, are the sole property of SterlingVault AI or its licensors. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform strictly in accordance with these Terms.

6. Assumption of Risk and Volatility Disclaimer

Digital asset and financial derivative trading entails high volatility and significant risk of financial loss. By using our Platform, you acknowledge that you trade at your own risk. Digital assets may experience extreme price swings, liquidity shortages, order execution slippage, latency bottlenecks, and network forks. SterlingVault AI is not liable for losses caused by market conditions, exchange downtimes, or communication failures.

7. Limitation of Liability

To the fullest extent permitted by applicable law, SterlingVault AI, its directors, officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of capital, trading deficits, business disruption, data corruption, or hardware failures arising out of or related to your use of the Platform.

Our total aggregate liability under any cause of action shall not exceed the total fees paid by you to SterlingVault AI during the three (3) months preceding the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless SterlingVault AI and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising from your breach of these Terms, your misuse of the Platform, or your violation of any applicable law or third-party rights.

9. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. The courts of London, England, shall have exclusive jurisdiction over any disputes arising from these Terms.

10. Modifications and Termination

We reserve the right to modify these Terms at any time. Changes will be posted to this page with an updated revision date. Your continued use of the Platform after such updates constitutes your acceptance of the amended Terms. We reserve the right to suspend or terminate your account access without prior notice if you violate these Terms.

11. Contact Information

For inquiries, questions regarding these Terms, or technical support, please contact our legal and compliance desk at [email protected].